USDA Rural Development · Section 504 Repair
Apply for a home-repair loan or grant
Section 504 helps very-low-income rural homeowners repair their existing home. Loans go up to $40,000; grants up to $10,000 are available to homeowners 62 and older for health and safety hazards.
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Loan, grant, or both?
Section 504 has two components. Most applicants qualify for one — some qualify for a combination.
Eligibility basics — You must own and occupy the home as your primary residence, the property must be in a rural area, and your household income must be at or below 50% of the area median income.Selected: Loan + grant — you can change this anytime.